Innovative Money Management for Achieving Your Financial Goals
Do you have a goal that you've been struggling to achieve? Are you finding it difficult to stay motivated? If so, maybe a financial coach will be able to help. Read more to learn how Innovative Financial Literacy Coach can help reach your goals.
FROM OUR CEO
Dr. Melinda Adams
I have a strong passion for the financial futures of my entire community. I am aware of the need for a new level of financial instruction and dynamics. As an educator and entrepreneur, I am committed to providing youth, women and families with early opportunities and knowledge that will benefit them and future generations. Our community must be exposed to the vast resources that are available, but rarely used. Equipping our youth and women to be investment intelligent and financially literate will create a generation of proficient and empowered adults, who can succeed in a rapidly changing social and economic society.
OUR RESPONSIBILITY
Amidst market volatility, geopolitical tensions, inflation, and rising interest rates, it's crucial to assess your finances and ensure you're on track to meet your goals. We're here to help you achieve financial goals with effective money management advice and education. Gain skills in savings, financial planning, debt reduction, and enhance financial literacy.
Struggling to reach your goals? Discover how an Innovative Financial Literacy Coach can assist you. Find out more about their services.
Business Services
Access to Capital
Learn the best methods to attain capital like business loans, grants, or investments. Take steps to prepare to access capital for your business.
Business Start-Up Strategies
Find out how to create and improve your business strategies, increase sales or grow your business, from idea to reaching your goals.
Certification and Procurement
We prepare and assist you to get certified as a minority or woman owned business, and/or get more information on how to prepare and attain contract work.
Financial Management
Improve your financial reporting by establishing better bookkeeping practices. Get assistance on preparing financial statements like profit and loss and cash flow.
Legal Support
Receive resources and information on how to formalize and register your business, get permits, write contracts, protest intellectual property, and more.
Marketing & Social Media
Evaluate and discuss how to improve your marketing efforts and goals. Learn more about marketing strategies, building websites, or improving social media presence.
Operations & Human Resources
Evaluate and review standardize business operations and human resources systems. Get help with hiring, HR compliance, day to day operational structure and ensure local, state and federal compliance.
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How Innovative Financial Coaching Can Work for You!
We work with clients to help them identify and achieve their financial goals. This may involve developing a budget, setting up a savings plan, goal setting, paying off debt, making a financial planner, or investing for the future.
Our team members have experience in both personal finance and financial planning, and we use this knowledge to help our clients make sound decisions about their money. If you’re struggling to get ahead financially, a financial coach may be just what you need to get on your path to financial success!
Outcomes, not just a plan.
Your coach will provide guidance, support, accountability, and compassion you need.
Innovative Financial Literacy Coaches will help you learn the 5 principles of financial literacy to create a healthier financial situation.
5 Principles of
Financial Literacy
Five effective ways to reach your financial goals:
1. Earn
Understand your pay and benefits to make the most out of what you earn. Take advantage of your workplace benefits and your company’s match policy for your 401(k) account.
2. Save & Invest
Save for future goals, like buying a house or retirement. Creating a budget can help you start working towards your aspirations, even if you need to start small.
3. Protect
Take steps to safeguard yourself in case of unexpected emergencies, which can be very costly. This includes accumulating an emergency savings fund and making sure you have the insurance you need.
4. Spend
Be sure you are getting good value for your purchases by shopping around and comparing your options. When considering large purchases, determine whether it is a need or a want and make sure you are living within your means. Other tips for developing healthy financial habits can be found on the interactive guide.
5. Borrow
Borrowing money enables essential purchases, like going to college or buying a home. When considering taking on debt, make sure you are prepared to manage it. Not all debt is bad -- it can also help you grow your wealth by providing liquidity needs, while your investments grow.
OUR 1:1 COACHING
Sessions
During financial coaching sessions, you'll work with a certified coach to identify your spending triggers and develop strategies for avoiding them. You'll also create a budget and set financial goals. The goal of financial coaching is to help you change your relationship with money so that you can make informed, responsible decisions about spending and saving. If you're ready to get serious about your finances, financial coaching could be the answer.
BUSINESS FUNDING ACCESS
LOANS, GRANTS, AND CAPITAL FOR YOUR BUSINESS NEEDS
We assist your company to get SBA loans and private lender funding.
Experienced Former SBA Loan Officer!
Funded up to 2 million dollars for Business Loans
Experienced and will assist your business meet your financial needs.
